Discussing death and funerals can be challenging. However, there are compelling reasons to establish a funeral plan that makes sense from emotional, practical, and financial perspectives. Whether you prefer a traditional service or something more straightforward, having a plan ensures you receive the send-off you desire. With a funeral plan, you can outline your preferences and cover the funeral director's services included in your plan, providing peace of mind for you and your loved ones. Additionally, the plan includes allowance for third-party costs, such as cremation or burial fees and the officiant charge for the service. This allowance may increase over time, meaning you will only incur additional costs if third-party fees exceed the allowance at the time of purchase or if those costs rise beyond your plan's growth.